Trip Cancellation Plan

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Designed for travelers offering a wide range of benefits to protect your trip cost, your health and your baggage.

We offer two different trip cancellation plan levels. Each plan offers the same general comprehensive benefits but with increasing coverage maximums. Vacations can be disrupted for many reasons. These RoundTrip plans reimburse you from the costs and frustration that come with flight delays, airline cancellations, lost luggage and lost reservations. These plans also include coverage for medical services and optional rental car coverage. All policyholders have access to 24-hour travel assistance to help you with anything from currency rates and passport recovery to medical care and emergency evacuation.

Highlights:

BenefitsRoundTrip BasicRoundtrip Choice
TRIP CANCELLATION
Trip CancellationUp to 100% of Trip Cost up to $30,000Up to 100% of Trip Cost up to $100,000
Trip InterruptionUp to 100% of Trip CostUp to 150% of Trip Cost
TRIP INTERRUPTION / DELAY
Trip Delay (6 hours)Up to $250 per day, per person to a maximum of $250Up to $250 per day, per person to a maximum of $2,000
Missed Tour / Cruise Connection (3 hours)Up to $250 per day to a maximum of $500Up to $250 per day to a maximum of $1,500
MEDICAL PROTECTION
Emergecy Accident & Sickness Medical
*Insurance provided by our plans is paid in excess of all other valid and collectible insurance or indemnity (except for Emergency Accident & Sickness Medical Expense for RoundTrip Choice) or as required by state law.
Up to $100,000 — Secondary Coverage*Up to $500,000 — Primary Coverage*
Emergency Dental ExpenseUp to $750Up to $750
EMERGENCY EVACUATION COVERAGES
Medical Evacuation & Repatriation of RemainsUp to $250,000Up to $1,000,000
Emergency Medical Evacuationincludedincluded
Medical Repatriationincludedincluded
Repatriation of Remainsincludedincluded
Transportation of Childrenincluded up to $1,000included up to $1,000
Transportation to Join Youincluded up to $1,000included up to $1,000
Political or Security EvacuationN/A$20,000
PRE-EXISTING MEDICAL CONDITIONS WAIVER
Pre-Existing Conditions WaiverN/ACovered if you buy this plan within 20 days of the date your initial trip payment or deposit is received; and you or your traveling companion are medically able and not disabled from travel when you pay for this plan or upgrade your plan; and you update the coverage to include the additional cost of subsequent travel arrangements within 15 days of paying your travel supplier for them.
PROTECTION FOR YOUR BELONGINGS
Baggage and Personal Effects$500; subject to per item limit of $250$2,500; subject to per item limit of $250
Passport, Visa or Other Travel Documents ReplacementN/AUp to $200
Credit Card Charges and InterestUp to $50Up to $50
Items Subject to Special Limitations$500 maximum combined$1,000 maximum combined
Baggage Delay (6 hours)Up to $100 per day, to a maximum of $500Up to $100 per day, to a maximum of $500
OTHER BENEFITS
Change FeeUp to $75Up to $300
Frequent Traveler Reward RedepositN/AUp to $500
Pet KennelN/AUp to $100 per day to a maximum of $500
24-Hour AD&D (other than Common Carrier)N/A$20,000
Common Carrier AD&DN/A$40,000
OPTIONAL BENEFITS
Optional Cancel for Any Reason (CFAR)Pays 75% of your prepaid, non-refundable trip costs. Coverage must be purchased within 20 days of your initial trip deposit, you must cancel 2 days or more before your departure, and you must insure all nonrefundable prepaid trip costs. You must also insure the cost of subsequent travel arrangements added to your trip within 15 days of the payment/deposit for each of those arrangements.Pays 75% of your prepaid, non-refundable trip costs. Coverage must be purchased within 20 days of your initial trip deposit, you must cancel 2 days or more before your departure, and you must insure all nonrefundable prepaid trip costs. You must also insure the cost of subsequent travel arrangements added to your trip within 15 days of the payment/deposit for each of those arrangements.
Optional Trip Interruption for Any Reason (IFAR)Reimburses up to 75% of your nonrefundable trip cost for:
Unused, prepaid, nonrefundable trip expenses and Additional transportation expenses to:
-Join your trip if you depart after your scheduled departure date or travel via alternate travel arrangements; or
-Rejoin your trip from the point where you interrupted to the next scheduled destination; or
-Travel to your originally scheduled return/final trip destination. To use this benefit, you must:
-Interrupt your trip 48 hours or more after your scheduled departure date; and
-Purchase IFAR within 20 days of the date your initial trip payment or deposit is received; and
-Insure the full cost of subsequent travel arrangements within 15 days of the date you pay for them.
Reimburses up to 75% of your nonrefundable trip cost for:
Unused, prepaid, nonrefundable trip expenses and Additional transportation expenses to:
-Join your trip if you depart after your scheduled departure date or travel via alternate travel arrangements; or
-Rejoin your trip from the point where you interrupted to the next scheduled destination; or
-Travel to your originally scheduled return/final trip destination. To use this benefit, you must:
-Interrupt your trip 48 hours or more after your scheduled departure date; and
-Purchase IFAR within 20 days of the date your initial trip payment or deposit is received; and
-Insure the full cost of subsequent travel arrangements within 15 days of the date you pay for them.
Optional Rental Car DamageUp to $35,000Up to $35,000
Optional Event Ticket Registration Fee ProtectionN/AUp to $15,000
Optional Sport & Golf Equipment RentalUp to $2,500 per item, to a maximum of $5,000Up to $2,500 per item, to a maximum of $5,000
24/7 NON-INSURANCE TRAVEL ASSISTANCE SERVICES
Emergency Services – Seven Corners Assist provides multilingual emergency travel assistance services such as arranging emergency medical evacuations, medial repatriation, repatriation of remains, transportation of children, transportation to join you, and political or security evacuation services.IncludedIncluded
Worldwide Travel Assistance – Seven Corners Assist can provide local weather details, currency rates, embassy contact information, interpreter referrals, help with lost passport recovery, and pre-trip information such as inoculation & visa requirements.IncludedIncluded

RoundTrip Choice is not available in these states: Alaska, Colorado, Florida, Indiana, Kansas, Massachusetts, Missouri, New Hampshire, New York, Virginia, Washington.

This website is intended as a brief summary of benefits and services. It is not part of your plan document and does not contain a complete summary of your coverage. If there is any difference between this website and your plan document, the provisions in the plan document will prevail. Benefits and premiums are subject to change. Coverage may vary and may not be available in all jurisdictions.

Trip Cancellation & Interruption Covered Reasons:

  • Death 
  • Sickness or Injury
  • Pregnancy Complications 
  • Financial Insolvency or Default
  • Traffic Accident en Route to Departure
  • Common Carrier Mechanical Breakdown
  • Airport Shutdown by Local Authorities
  • Airport Shutdown due to Fire or Power Outage
  • Natural Disaster Evacuation at Departure City or Destination 
  • Strike 
  • Inclement Weather 
  • Primary Residence or Destination Accommodations Uninhabitable
  • Hurricane Warning or Watch
  • Hijack/Quarantine
  • Subpoena/Court Order/Jury Duty/Witness
  • Military Duty for Natural Disaster
  • Military Leave Revoked or Reassigned 
  • Host Unable to Provide Accommodations
  • Terrorist Incident 
  • Passport, Visa, or Travel Document Theft 
  • Felonious Assault
  • Involuntary Employment Transfer 
  • Terminated or Laid Off from Employment

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