IQ Gold Plan

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The IQ Gold Plan was designed for individuals or groups who need or want coverage for medical expenses that are COVID-related while traveling to a destination outside of their home country and outside the U.S.

If you’re traveling to Costa Rica, this plan is for you! Upon enrollment, each traveler will receive a coverage letter showing proof of the COVID coverage, as well as proof of coverage for doctor-ordered housing/quarantine, meeting the government requirements to enter Costa Rica. 


  • Short-term travel medical coverage
  • Coverage for individuals and groups
  • COVID-19 medical coverage
  • Doctor-ordered COVID-19 hotel/quarantine allowance
  • $1,000,000 Emergency Medical Evacuation & Repatriation
  • Medical maximum of $1,000,000
  • $0 Deductible
  • 12-month  benefit period from date of treatment with a receipt
  • Trip interruption, Felonious Assault, Dental Emergencies, Identity theft  & baggage loss benefits available
  • No network requirements outside the U.S.
  • Hazardous Sports Rider available for more adventurous activities


  • Online access to your IMG account
  • Access to international, multilingual customer service centers
  • Claim administrators who process claims from all over the world, handling virtually every language and currency
  • 24-hour access to highly qualified coordinators of emergency medical services and international treatment
  • Access to an international network of providers when seeking treatment outside the U.S.
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