Flex Rate Plan

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This plan is for U.S. and non-U.S. individuals or families who need temporary medical insurance anywhere outside of their home country for business or pleasure, with rates based on age.

The Flex Rate Short-Term International Medical Insurance Plan has customizable rates determined by age. You can choose from different benefit and deductible levels that best suit your budget. The coverage is available for a minimum of five days up to a maximum of two years. This is the International Medical Group (IMG) Patriot Travel Medical Plan.


  • Short-term travel medical coverage
  • Emergency Medical Evacuation
  • Policy maximums from $50,000 to $2,000,000
  • Deductible options from $0 to $2,500
  • Renewable up to 24 months if one month or more is purchased
  • No network requirements outside the U.S.
  • Universal Rx pharmacy discount savings
  • Adventure Sports Rider available for extreme activities


  • Online access to your MyIMG account
  • Access to international, multilingual customer service centers
  • Claim administrators who process claims from all over the world, handling virtually every language and currency
  • 24 hour access to highly qualified coordinators of emergency medical services and international treatment
  • Access to more than 16,000 providers when seeking treatment outside the U.S.
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