MissionSafe serves Adventures in Missions as an insurance broker. We provide service and support to Adventures staff and trip participants as you serve in ministry in the U.S. and abroad. MissionSafe serves as your advocate with the insurance carrier.
As a trip participant with Adventures in Missions, you will automatically be enrolled in travel medical coverage. You will not need to enroll yourself in this plan. The purpose of this page is to give you an overview of your benefits, and answer some of the common questions associated with the coverage.
Our team is dedicated to providing you with excellent service and support before, during, and after your trip. If you have any questions about your insurance plan with Adventures in Missions, we are only a phone call away!
Click on your program or type of trip below to learn more about your insurance plan
World Race, Gap Year, Outreach & Short-Term International, & Beauty for Ashes:
To Pre-Certify for hospitalization or major tests, contact IMG within 48 hours:
-OR-
**Please refer to the Policy Wording above for the insurance contract which sets forth the rights and obligations of both you and the insurance provider**
This short-term plan provides secondary coverage for new injuries and new illnesses that occur when traveling outside your home country. Below is a brief description of the important features included on your plan.
Benefit/Feature Amount
Insurance Carrier International Medical Group (IMG)
Deductible $100
Emergency Room Deductible (additional deductible applied per ER visit for an illness that does not result in direct admission) $250
Maximum Limit $100,000
Coinsurance Only applies for U.S. Treatment - see policy wording
Precertification 50% reduction in benefits for failure to comply (See "Precertification" under Resources for more information)
Eligible Medical Expenses $100,000
Emergency Medical Evacuation $500,000 ($25,000 for Sudden Recurrence of Pre-Existing Conditions)
Emergency Medical Reunion $50,000
Overnight Hospital Indemnity $100 per night up to 10 nights
Sudden Recurrence of a Pre-Existing Condition See policy wording
Return of Mortal Remains $50,000
Political Evacuation $10,000 (excludes countries with a Travel Warning Level 3-4 prior to arrival)
Natural Disaster $100 per day
Accidental Death & Dismemberment $25,000
Incidental Trip to Home Country Up to 14 days
Trip Interruption $5,000
Continuation of Treatment Benefit 6 Months (from date of documented treatment overseas)
Lost Baggage/Theft $500
Below are links to access your plan documents and summaries of benefits for the various medical plan options for Adventures in Missions U.S. Staff. These plans are provided by the World Insurance Association.
To Pre-Certify for hospitalization or major tests, contact IMG within 48 hours:
-OR-
For the IMG Global Concierge & Assistance Services:
**Please refer to the Policy Wording above for the insurance contract which sets forth the rights and obligations of both you and the insurance provider**
This long-term plan provides primary worldwide coverage for Adventures Long-Term missionaries and their families. The plan includes financial incentives for members to receive their medical care overseas where it is traditionally less expensive than in the U.S. Below is a brief description of the important features included on your plan.
Benefit/Feature Amount
Insurance Carrier International Medical Group (IMG)
International Deductible $1,000
International Family Deductible $2,000
U.S. Deductible $2,500
U.S. Family Deductible $5,000
Emergency Room Deductible (additional deductible applied per ER visit for an illness that does not result in direct admission) $250
Lifetime Maximum Limit $1,000,000
Coinsurance Only applies for U.S. Treatment - see policy wording
Precertification 20% reduction in benefits for failure to comply (See "Precertification" under Resources for more information)
Emergency Medical Evacuation $75,000
Emergency Medical Reunion $15,000
Return of Mortal Remains $5,000
Political Evacuation $10,000 (excludes countries with a Travel Warning Level 3-4 prior to arrival)
Preventative Care $1,000
Other included benefits
Chiropractic Care
Inpatient & Outpatient Services
Pregnancy & Newborn Care
Prescriptions
(must use Universal Rx Card in the U.S.)
Mental/Nervous & Counseling
Overnight Hospital Indemnity (International Only)
Term Life Insurance
*Medical Travel Management
*Medical Concierge Service
If you require non-emergency medical care, including hospitalization and surgery, IMG offers medical travel as a means to manage the costs. Upon approval of medical travel, IMG will designate a case manager to work with you to coordinate related care prior to any treatment being rendered.
Click here to learn more about the Medical Travel Management
Contact +1 317-655-4500 for Medical Travel Management
The Medical Concierge Service is designed to provide information to patients in need of non-emergency medical procedures that will help them decide on a facility that provides high quality care in the most cost-effective setting. The procedure can be in-patient or out-patient, and as simple as an MRI or as complex as a transplant.
Click here to learn more about the Medical Concierge Service
Contact +1 317-655-4500 for the Medical Concierge Service
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